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USA Patriot Act Disclosure: Important information about procedures for opening a new account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Loans may be made by one of several lenders, including: First Electronic Bank, a Utah-chartered industrial bank located in Salt Lake City, Utah, Member FDIC; Wilshire Commercial Capital L.L.C. dba LoanCenter and Wilshire Consumer Credit, a licensed lender in certain states; and Westlake Direct L.L.C. dba LoanCenter in all states, except CA, IL, OK, SC, UT. Loans not available in all states. In California, loans are made pursuant to a Department of Financial Protection & Innovation (DFPI) Finance Lenders License. See WCC State Disclosures and Westlake Direct State Disclosures for additional information.

Accessibility Statement: We are committed to ensuring digital accessibility for people with disabilities. We are continually improving the user experience for everyone and applying the relevant accessibility standards in compliance with Web Content Accessibility Guidelines. For feedback on our website accessibility or if you have any problems with the access of our website please contact: Wilshire Commercial Capital L.L.C. via phone at our toll-free number 800-589-0290 or email at [email protected]; Westlake Direct, LLC. at our toll-free number (888) 739-9192 or email at [email protected]

For Title Loans and Florida Secured Loans: © Copyright 2026 Wilshire Commercial Capital, LLC. dba LoanCenter and Wilshire Consumer Credit. All Rights Reserved. Wilshire Commercial Capital, LLC dba LoanCenter and Wilshire Consumer Credit.

For Auto Loans and Auto Loan Refinance: © Copyright 2026 Westlake Direct, LLC. dba LoanCenter, except in CA, IL, SC and UT, where it operates as Westlake Direct, LLC. All Rights Reserved. Westlake Direct, LLC dba LoanCenter.

TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL Tracy Bergiman, Director of Compliance, 323-837-5775, [email protected].

New Mexico Only: This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website: https://www.rld.nm.gov/financial-institutions/.

© 2026 LoanCenter. All rights reserved.

Westlake Direct Terms & Conditions
Westlake Direct State Disclosures
Utah Disclosures, Fee Schedule and Complaints