Explore flexible financing options for new or used vehicles designed to fit your budget, reduce financial stress, and help you choose the car that's right for you.
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Whether you're in the market for a new or used car, finding the best financing option is an important part of the process. By choosing the right type of loan, it could potentially save you money, alleviate your financial stress, and allow you to have more options to pick the right car for you.
Customize your auto loan to fit your current financial situation
To minimize the stress on your monthly budget, you can choose to have the lowest possible monthly payment.
To save the most money in the long run, you can choose to have the lowest APR possible.
To get the most options for the cars you can select, you can choose the largest loan possible.
If you make your payments on time, your credit report will label your car loan as current. Payment history is an important factor which determines your credit score, so having an auto loan can potentially play a huge role in raising your credit score.
Find the perfect vehicle before setting foot on the lot!
Not only can LoanCenter help you choose a great deal on an auto loan, we can help you find your next car. LoanCenter has partnerships with over 30,000 auto dealerships, with a large portion of that inventory available to view right here.
Start by choosing your financing options, or by choosing your vehicle—the option is yours. By financing an auto loan before visiting the dealership, you can have the peace of mind that you chose the right loan for your situation, all from the convenience of your home.
Car shopping doesn’t need to be hard! With LoanCenter, you can find the car of your dreams all from the comfort of your home.
Adjust the sliders to see how loan amount, term, and rate affect your payment in real time.
Est. Monthly Payment
$110
Total Repaid
$5,263
Total Interest
$763
This is an estimate for illustration purposes only. Your actual rate will depend on credit profile, lender, and loan details.
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Resources
Tips, guides, and insights to help you borrow smarter and choose with confidence.
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If you’re struggling to make payments on your car loan, you may dream of being able to turn back the clock and find a loan with better terms. Fortunately, you can turn this dream into a reality by refinancing your car loan. Refinancing is the process of taking out a new car loan to replace…
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There are more than 76 million Baby Boomers, and many of them are either already retired or close to retiring. Gen X isn’t far behind, and the oldest members of the sandwich generation might start eyeing retirement in the next few years. For seniors who are ready to embrace the relaxing years of retirement, choosing…
Read More →Frequently Asked Questions
Yes. You can have a co-signer on your car title loan. The co-signer will need to sign a credit application and provide identification, proof of residence, and proof of income. We keep all non-public personal data private and will not let the borrower see the co-signer’s data and vice versa.
The interest rates vary depending on the state of residency of the borrower, creditworthiness, collateral, and the terms agreed to. The annual interest rates vary between 34.99% and 157.99%. For a typical loan of $4,000 with an 80% annual percentage rate and a 24-month term, the monthly payment is $338.61, the total scheduled interest is $4,126.87, and the total of payments is $8,126.64. The interest on the loan may vary depending upon the timing of the payments made.
For Utah residents only please click here to see our Utah Fee Schedule.
For Missouri residents only please click here to see our Missouri Fee Schedule .
Absolutely! One of the benefits of a car title loan is that you can keep driving your car while the loan is outstanding.
Yes. We may offer a loan if you have lost or misplaced the vehicle’s title.
Yes. We can offer a loan if more than one name is on the vehicle’s title.
In general, the car needs to be worth more than the amount of money you borrow. It takes only a few minutes to find out how much you can borrow, and there is no charge and no obligation to find out.
The amount you are approved for will depend on several factors, including:
A car title loan is a personal loan that is secured by the borrower’s vehicle. The loan amount is based upon the vehicle’s value and the borrower’s ability to repay, making your credit score a less important factor. The borrower gets to keep driving the car while the loan is outstanding.
