Get quick funding using your vehicle as collateral while continuing to ride with a simple, hassle-free process.
Check My Rate
Compare and find your best real rate. Find out how much you can get qualified for from over 30,000 dealers and find the right loan for your needs.
We have made the loan process as convenient as possible for you. Get an offer in just 3 steps.
Bad credit? No problem. We have the loan that meets all of our dealers options right here.
Get what you need—faster, easier, and on your terms.
Shop, compare, and finance your next car—all in one place. Browse thousands of pre-qualified vehicles from over 30,000 dealers and find the right loan for your needs.
Get pre-qualified vehicles with no impact to your credit score and enjoy a seamless, fully online experience.
Get Pre-Qualified
Access cash quickly by using your vehicle’s equity. Borrow between $2,500 and $50,000* with flexible options that may be available even with less-than-perfect credit.
Apply online or visit a location to get started today.
Get Pre-Qualified
Lower your monthly payment, secure a better rate, or access additional funds. Our lender network works with us to get you the best rates on secured loans and hassle-free.
Apply online and let us handle the rest—including paying off your existing loan.
Get Pre-Qualified
Get the funds you need—when you need them. From debt consolidation to major expenses, our personal loans provide flexible solutions for life’s moments.
Check your options with no impact to your credit score and enjoy a quick, easy application process.
Get Pre-QualifiedReal Customers
Thousands of borrowers have used LoanCenter to compare real offers — here’s what they’re saying.
“Best Customer Service! The process was so simple and fast. I was able to get my auto loan approved quickly and the team was incredibly helpful throughout.”
“Best Customer Service! They walked me through every step. I have not had the best experience with loans in the past but LoanCenter made everything so clear and easy.”
“Best Customer Service! I was skeptical at first but the entire team was transparent about the process. I got my loan, got my car, and couldn’t be happier.”
Frequently Asked Questions
Yes. You can have a co-signer on your car title loan. The co-signer will need to sign a credit application and provide identification, proof of residence, and proof of income. We keep all non-public personal data private and will not let the borrower see the co-signer’s data and vice versa.
The interest rates vary depending on the state of residency of the borrower, creditworthiness, collateral, and the terms agreed to. The annual interest rates vary between 34.99% and 157.99%. For a typical loan of $4,000 with an 80% annual percentage rate and a 24-month term, the monthly payment is $338.61, the total scheduled interest is $4,126.87, and the total of payments is $8,126.64. The interest on the loan may vary depending upon the timing of the payments made.
For Utah residents only please click here to see our Utah Fee Schedule.
For Missouri residents only please click here to see our Missouri Fee Schedule .
Absolutely! One of the benefits of a car title loan is that you can keep driving your car while the loan is outstanding.
Yes. We may offer a loan if you have lost or misplaced the vehicle’s title.
Yes. We can offer a loan if more than one name is on the vehicle’s title.
In general, the car needs to be worth more than the amount of money you borrow. It takes only a few minutes to find out how much you can borrow, and there is no charge and no obligation to find out.
The amount you are approved for will depend on several factors, including:
A car title loan is a personal loan that is secured by the borrower’s vehicle. The loan amount is based upon the vehicle’s value and the borrower’s ability to repay, making your credit score a less important factor. The borrower gets to keep driving the car while the loan is outstanding.
Resources
Tips, guides, and insights to help you borrow smarter and choose with confidence.
A car is a necessity for the majority of people because it is their only means of transportation for getting to work, school, grocery stores, and more. However, a car isn’t a small purchase, and most will have to save money to buy one. There are many reasons why it may be crucial to save…
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If you’re struggling to make payments on your car loan, you may dream of being able to turn back the clock and find a loan with better terms. Fortunately, you can turn this dream into a reality by refinancing your car loan. Refinancing is the process of taking out a new car loan to replace…
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There are more than 76 million Baby Boomers, and many of them are either already retired or close to retiring. Gen X isn’t far behind, and the oldest members of the sandwich generation might start eyeing retirement in the next few years. For seniors who are ready to embrace the relaxing years of retirement, choosing…
Read More →1. Loan approval is subject to meeting lender’s credit criteria, which includes a demonstration of your ability to repay the loan. Not all applications will be approved.
2. When you submit your information, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you select a loan offer and proceed with your application, we do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information will be reported to the credit bureaus.
