Get quick funding using your vehicle as collateral while continuing to ride with a simple, hassle-free process.
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Your vehicle can help you get the cash you need!
LoanCenter is the place to go when you want those high monthly payments reduced. We’ve helped thousands of people lower their monthly payments, and we can help you as well. We believe that your financial stability should be based on more than just a credit score, and we pride ourselves in helping all types of customers. If you already have a car title loan and feel that you are paying too much, let us see if refinancing your car title loan can help. We will look at different options to refinance your car title loan and try to find you a lower rate.
You’ve got nothing to lose and have a lot of money to save! Find out if car title loan refinance is right for you.
Here at LoanCenter, you are our number one priority. We will work to give you fast approvals with your current credit as a small factor, and your ability to repay. You will have trusted Loan Officers, with many years of experience getting you the best rate possible, so you can start saving today. LoanCenter is the way to go to refinance your car title loan, motorcycle title or RV title loan.
Reasonable Interest Rates
Lower your monthly payments
No pre-payment penalties
Your vehicle can help you get the cash you need!
At LoanCenter, we understand that in the case of an emergency we don’t always get to choose where we get quick cash from. If you currently have a car title loan and feel your interest rate or monthly payment is through the roof, let one of our friendly Loan Officers help you. The process is simple, and by answering a couple of questions and providing one of our loan officers some basic information, we can tell you how much you can start saving.
Resources
Tips, guides, and insights to help you borrow smarter and choose with confidence.
A car is a necessity for the majority of people because it is their only means of transportation for getting to work, school, grocery stores, and more. However, a car isn’t a small purchase, and most will have to save money to buy one. There are many reasons why it may be crucial to save…
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If you’re struggling to make payments on your car loan, you may dream of being able to turn back the clock and find a loan with better terms. Fortunately, you can turn this dream into a reality by refinancing your car loan. Refinancing is the process of taking out a new car loan to replace…
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There are more than 76 million Baby Boomers, and many of them are either already retired or close to retiring. Gen X isn’t far behind, and the oldest members of the sandwich generation might start eyeing retirement in the next few years. For seniors who are ready to embrace the relaxing years of retirement, choosing…
Read More →Frequently Asked Questions
Yes. You can have a co-signer on your car title loan. The co-signer will need to sign a credit application and provide identification, proof of residence, and proof of income. We keep all non-public personal data private and will not let the borrower see the co-signer’s data and vice versa.
The interest rates vary depending on the state of residency of the borrower, creditworthiness, collateral, and the terms agreed to. The annual interest rates vary between 34.99% and 157.99%. For a typical loan of $4,000 with an 80% annual percentage rate and a 24-month term, the monthly payment is $338.61, the total scheduled interest is $4,126.87, and the total of payments is $8,126.64. The interest on the loan may vary depending upon the timing of the payments made.
For Utah residents only please click here to see our Utah Fee Schedule.
For Missouri residents only please click here to see our Missouri Fee Schedule .
Absolutely! One of the benefits of a car title loan is that you can keep driving your car while the loan is outstanding.
Yes. We may offer a loan if you have lost or misplaced the vehicle’s title.
Yes. We can offer a loan if more than one name is on the vehicle’s title.
In general, the car needs to be worth more than the amount of money you borrow. It takes only a few minutes to find out how much you can borrow, and there is no charge and no obligation to find out.
The amount you are approved for will depend on several factors, including:
A car title loan is a personal loan that is secured by the borrower’s vehicle. The loan amount is based upon the vehicle’s value and the borrower’s ability to repay, making your credit score a less important factor. The borrower gets to keep driving the car while the loan is outstanding.
