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Vehicle Loans & Title Financing You Can Trust

Your gateway to flexible vehicle financing and trusted title-loan services. Whether you're buying a car, refinancing your ride, or tapping into your vehicle's equity, we make the process fast, transparent, and accessible. With partnership-based lending, minimal paperwork, and support for all credit types, you can explore options confidently and get pre-qualified in minutes, all while keeping your car. Discover how LoanCenter puts you in control of your vehicle financing journey.

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2005 Ford GT

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BMW 2-Series BMW 3-Series BMW 4-Series BMW 507 BMW 7-Series BMW 8-Series BMW X8 Bugatti Veyron Buick Enclave Buick Encore GX Buick Envista

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Genesis Electrified GV70 Genesis G80 Genesis GV60 GMC Canyon GMC Sierra GMC Terrain GMC Yukon

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Honda Accord Honda Civic Honda CR-V Honda NSX Honda Odyssey Hummer H2 Hummer H3 Hyundai Elantra Hyundai Ioniq 5 Hyundai Kona Hyundai Palisade Hyundai Tucson

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Kia Carnival

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Nissan Rogue Nissan Sentra

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Peugeot 205 T16 Porsche 911 GT3 Porsche Carrera GT

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RAM 1500

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Subaru Crosstrek Subaru Impreza 22b Subaru Outback

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Tesla Model 3 Tesla Model Y Toyota Camry Toyota Corolla Toyota Highlander Toyota Rav4 Toyota RAV4 Toyota Tacoma

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Volkswagen Golf GTI

Personal Loan benefits

At LoanCenter, our goal is to make vehicle financing and title-based lending, as clear and dependable as possible. No hidden fees, no surprises at the end: just honest terms, reliable service, and options that work for you. Whether you're aiming to buy, refinance, or unlock equity from your vehicle, we're here to help you move forward with confidence. Ready to take the next step? Explore our vehicle financing tools or connect with a LoanCenter specialist today.

Fast approvals with a simple and hassle-free process

All credit scores accepted with proof of income

Repos and bankruptcies OK

Keep your car during the life of the loan

Frequently Asked Questions

Everything you need to know

Yes. You can have a co-signer on your car title loan. The co-signer will need to sign a credit application and provide identification, proof of residence, and proof of income. We keep all non-public personal data private and will not let the borrower see the co-signer’s data and vice versa.

The interest rates vary depending on the state of residency of the borrower, creditworthiness, collateral, and the terms agreed to. The annual interest rates vary between 34.99% and 157.99%. For a typical loan of $4,000 with an 80% annual percentage rate and a 24-month term, the monthly payment is $338.61, the total scheduled interest is $4,126.87, and the total of payments is $8,126.64. The interest on the loan may vary depending upon the timing of the payments made.

For Utah residents only please click here to see our Utah Fee Schedule.

For Missouri residents only please click here to see our Missouri Fee Schedule .

Absolutely! One of the benefits of a car title loan is that you can keep driving your car while the loan is outstanding.

Yes. We may offer a loan if you have lost or misplaced the vehicle’s title.

Yes. We can offer a loan if more than one name is on the vehicle’s title.

In general, the car needs to be worth more than the amount of money you borrow. It takes only a few minutes to find out how much you can borrow, and there is no charge and no obligation to find out.

The amount you are approved for will depend on several factors, including:

  • Your Car’s Value
  • State Laws
  • Your Income
  • Type of Vehicle

A car title loan is a personal loan that is secured by the borrower’s vehicle. The loan amount is based upon the vehicle’s value and the borrower’s ability to repay, making your credit score a less important factor. The borrower gets to keep driving the car while the loan is outstanding.