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Who we are

At LoanCenter, we believe that getting the loans you need should be fast and easy. We offer a variety of financial services such as auto loans, car title loans, and refinancing options for your current auto or title loan. Since our inception we've funded over $5,000,000 in loans and counting.

We found that many people may have less than perfect credit and find it difficult to get financing. LoanCenter offered car title loans as a solution, and we helped thousands of people get the cash they needed. Our motto says it all: lending made easy.

Family with car

Lending Made Easy

All the loans you need in one place

All credit scores welcome to apply

Repos & bankruptcies accepted

Available in most states

LoanCenter has your back

Unexpected situations or emergencies can wreak havoc on your current financial life, but they don't need to define your future. Here at LoanCenter, we want to provide financing to people in the full range of credit histories and financial backgrounds. We're here to help YOU, and we know that every situation is unique. That's why we provide a variety of lending opportunities, including Auto Loans, Title Loans, Personal Loans, and Refinancing.

LoanCenter has assisted thousands of people get a loan in their time of need, and that's what we're here to do for you. With LoanCenter, you have a one-stop-shop that makes finding the right loan for you easier than ever. Start your application quickly and easily online, or give us a call today at (555) 555-5555 to work with a live representative.

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Frequently Asked Questions

Everything you need to know

Yes. You can have a co-signer on your car title loan. The co-signer will need to sign a credit application and provide identification, proof of residence, and proof of income. We keep all non-public personal data private and will not let the borrower see the co-signer’s data and vice versa.

The interest rates vary depending on the state of residency of the borrower, creditworthiness, collateral, and the terms agreed to. The annual interest rates vary between 34.99% and 157.99%. For a typical loan of $4,000 with an 80% annual percentage rate and a 24-month term, the monthly payment is $338.61, the total scheduled interest is $4,126.87, and the total of payments is $8,126.64. The interest on the loan may vary depending upon the timing of the payments made.

For Utah residents only please click here to see our Utah Fee Schedule.

For Missouri residents only please click here to see our Missouri Fee Schedule .

Absolutely! One of the benefits of a car title loan is that you can keep driving your car while the loan is outstanding.

Yes. We may offer a loan if you have lost or misplaced the vehicle’s title.

Yes. We can offer a loan if more than one name is on the vehicle’s title.

In general, the car needs to be worth more than the amount of money you borrow. It takes only a few minutes to find out how much you can borrow, and there is no charge and no obligation to find out.

The amount you are approved for will depend on several factors, including:

  • Your Car’s Value
  • State Laws
  • Your Income
  • Type of Vehicle

A car title loan is a personal loan that is secured by the borrower’s vehicle. The loan amount is based upon the vehicle’s value and the borrower’s ability to repay, making your credit score a less important factor. The borrower gets to keep driving the car while the loan is outstanding.