A car is a necessity for the majority of people because it is their only means of transportation for getting to work, school, grocery stores, and more. However, a car isn’t a small purchase, and most will have to save money to buy one. There are many reasons why it may be crucial to save
According to statistics from the Pew Research Center, 60 percent of American families with kids under the age of 18 rely on both parents maintaining employment to make ends meet. This number has risen dramatically since 1960, when only 25 percent of households required two earners to sustain the family. However, the rise in dual
Expecting a new baby is one of life’s greatest milestones and joys. But whether the addition is through pregnancy or adoption, almost all new expectant parents stress about pre-arrival preparations. What do you need during those first few months? What should you buy? Here are a few budgeting tips for new parents. Most couples create
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Emergencies happen, and those unexpected moments can quickly thrust a family or an individual into a financial tailspin. According to CareerBuilder, 78 percent of Americans are living paycheck to paycheck. Unfortunately, living from paycheck-to-paycheck is becoming more prevalent. In fact, a savings account and the safety net it provides is a luxury that about 25
Many families often wonder how they can save more money. While many monthly expenses are fixed—like rent, mortgages, loan payments and insurance—other expenses can be tweaked to save money. Weekly expenses for food, entertainment, and even utility bills can be decreased each month with just a little money saving savvy. With the cost of living
Keeping a daily paper planner to log appointments and tasks has become a tedious and archaic household habit of the past. Personal assistant technology like Apple’s Siri or Amazon’s Alexa now serve as the household master scheduler for families who need to track every appointment, practice, birthday party, school play and more. These ever-ready assistants
For most families, each month is a paycheck-to-paycheck struggle. When an emergency hits, the financial burden can be crippling. Maybe the car died, and the repairs cost more than the vehicle is worth or a lost job leaves a gaping hole in the family’s cash flow. But even what we consider minor financial setbacks like
Technology has evolved to allow us to access our social lives, business communications and everything in between anywhere in the world. “Remoting”, or working remotely, was once a privilege, but now working from home is widely accepted across industries. And it’s growing. According to an article in The New York Times, telecommuting is more popular
For families living paycheck to paycheck, a tight budget is a necessity. Creating a budget requires families to sit down and analyze fixed payments, buying habits, and wants versus needs to figure out how to allocate the cash flow without overspending. Some bills like mortgage and car loans never change, and these ‘fixed payments’ help
Each year, the price of healthcare accelerates. According to the Milliman Medical Index, in 2014, the cost for a four-person household was $23,215 a year just for “an average employer-sponsored preferred provider organization (PPO) plan.” However, in 2018, that cost jumped up to $28,166. While this number reflects both the employer’s and the employee’s contributions,