Fast approvals with a simple and hassle-free process
All credit scores accepted with proof of income
Repos and bankruptcies OK
Keep your car during the life of the loan
Frequently Asked Questions
Yes. You can have a co-signer on your car title loan. The co-signer will need to sign a credit application and provide identification, proof of residence, and proof of income. We keep all non-public personal data private and will not let the borrower see the co-signer’s data and vice versa.
The interest rates vary depending on the state of residency of the borrower, creditworthiness, collateral, and the terms agreed to. The annual interest rates vary between 34.99% and 157.99%. For a typical loan of $4,000 with an 80% annual percentage rate and a 24-month term, the monthly payment is $338.61, the total scheduled interest is $4,126.87, and the total of payments is $8,126.64. The interest on the loan may vary depending upon the timing of the payments made.
For Utah residents only please click here to see our Utah Fee Schedule.
For Missouri residents only please click here to see our Missouri Fee Schedule .
Absolutely! One of the benefits of a car title loan is that you can keep driving your car while the loan is outstanding.
Yes. We may offer a loan if you have lost or misplaced the vehicle’s title.
Yes. We can offer a loan if more than one name is on the vehicle’s title.
In general, the car needs to be worth more than the amount of money you borrow. It takes only a few minutes to find out how much you can borrow, and there is no charge and no obligation to find out.
The amount you are approved for will depend on several factors, including:
A car title loan is a personal loan that is secured by the borrower’s vehicle. The loan amount is based upon the vehicle’s value and the borrower’s ability to repay, making your credit score a less important factor. The borrower gets to keep driving the car while the loan is outstanding.