Blog

Tesla Charging Stations in Alabama

Discover how your vehicle can assist you in obtaining the cash you require! At LoanCenter in California, we consider your car as collateral for your loan. But rest assured, you won’t be handing over your keys to us. As long as you maintain your monthly payments, the use of your car will remain unaffected. Punctual payments even provide the added benefit of enhancing your credit bureau score.

Couple receiving car keys from a loan specialist

Check Your Car's Value Today

Because credit isn’t the only requirement in determining eligibility, this is a great option for borrowers with low credit scores. As long as you own a vehicle, have proof of income, and can prove you have the ability to repay, you may qualify for a car title loan.

Car dealer and customer reviewing documents

What Is a Car Title Loan?

Most loans work in the same way. A lender looks at your credit score, financial history, outstanding debts, and employment record to determine if you would be a good credit risk as a borrower. If you pass the approval process, the lender will loan you the money for a specific purpose.

Car title loans, also known as auto title loans, work a little bit differently. If approved, a car title loan gives you the cash to be spent at your discretion1. Your vehicle value is one of the main factors that determines how much money you can borrow, rather than solely reviewing and relying on your financial history as a prospective borrower.

Couple and loan specialist reviewing paperwork next to a vehicle

Benefits of a LoanCenter Title Loan

We pride ourselves on always considering the “big picture” of a borrower and attempting to offer loans to people with great credit and poor credit.

Title loans are easier to qualify for because your vehicle is used as collateral for the loan!

Our application process is fast and simple, and you could receive your money rapidly

We provide competitive rates for car title loans, usually even lower than what our competition can offer.

When life has got you down or even if you just need some extra money to spend, Loan Center is your trusted source for the financing you need! Call us today and find out how we can help. We strive to beat our competitor’s rates and get you the cash you need. Let us put your vehicle to work for you.

Our Auto Loan Process

You may be eligible to borrow money against the equity in your car. With a car title loan, you can borrow cash by applying for a title loan. If you accept your loan offer, you will be approved for a title loan. Finding out how much you qualify for is fast, easy, and free! Find out how much you can borrow by submitting your loan application.

1

Get Your Cash!

Receive your cash—it’s really that easy!

Tips for Getting Your Cash Faster

If you want to get approved quickly:

Make sure the loan documents you provide about your vehicle are as accurate as possible.

Make sure you submit all of the required documentation with your application

In general, you should expect to provide proof of identification, title to your vehicle, and proof of ability to pay.

This will help us determine the maximum amount you can borrow. Once we receive your information, one of our friendly loan officers will contact you. If you would rather find out how much you qualify for over the phone, you can call us toll-free at (866) 553-3840. Either way, we are here to help you! If you are satisfied with the loan amount you can borrow and want to move forward with the car title loan application, your loan officer will help you complete the rest of the required paperwork.

It’s best to talk to a representative at LoanCenter to find out what documents you will need to submit. Start to gather these documents now so you are ready to submit your application. This will ensure that our team can review and make a credit decision your application for a car title loan as quickly as possible4.

Find an authorized partner near you

Locations

Searching Dealers
searching for dealers

Resources

Latest from the blog

Tips, guides, and insights to help you borrow smarter and choose with confidence.

Drive Your Dream: Effortless Ways To Save Money For A Car

Drive Your Dream: Effortless Ways To Save Money For A Car

A car is a necessity for the majority of people because it is their only means of transportation for getting to work, school, grocery stores, and more. However, a car isn’t a small purchase, and most will have to save money to buy one. There are many reasons why it may be crucial to save…

Read More →
How to Refinance a Car Loan With Bad Credit

How to Refinance a Car Loan With Bad Credit

If you’re struggling to make payments on your car loan, you may dream of being able to turn back the clock and find a loan with better terms. Fortunately, you can turn this dream into a reality by refinancing your car loan. Refinancing is the process of taking out a new car loan to replace…

Read More →
The Best Retirement Destinations in the U.S.

The Best Retirement Destinations in the U.S.

There are more than 76 million Baby Boomers, and many of them are either already retired or close to retiring. Gen X isn’t far behind, and the oldest members of the sandwich generation might start eyeing retirement in the next few years. For seniors who are ready to embrace the relaxing years of retirement, choosing…

Read More →
View All Articles

Frequently Asked Questions

Everything you need to know

Thousands of borrowers have used LoanCenter to compare real offers — here’s what they’re saying.

Please call the Customer Service number and speak with a Customer Service representative (800) 589-0290 or log into My Account.

You can use any one of these convenient payment options*:

AUTOMATIC E-PAYMENT: Automatic E-Payment Withdrawal is a free service offered by Wilshire Consumer Credit (“WCC”) where your regular monthly payment is electronically transferred from your checking account and credited to your WCC account. No more writing checks, buying stamps, or worrying about mail delays!

ONLINE: Go to MyAccount.WilshireConsumer.com to setup an online account.

PHONE: You may pay over the phone with a live representative using your Checking/Savings account, Debit, or ATM card. If you’d like to make a payment, please call (800) 589-0290.

MONEYGRAM:Company:

  • WCC (Wilshire Consumer Credit)
  • City: Los Angeles
  • Code = 3625

MAIL: Personal Checks and Money Orders can be sent to the address below. Please make sure to include your Name and Account number

Regular Mail

  • Wilshire Consumer Credit
  • PO BOX 849083
  • Los Angeles, CA 90084

Overnight Mail

  • Wilshire Consumer Credit
  • ATTN: LBX #79083
  • 3440 Flair Drive
  • El Monte, CA 91731

 *  Please note that a third party processing fee may apply depending on the type of payment you are making, and that a processing fee may not be assessed in some states.  For more information on payment options and the processing fees that may apply, please visit the “Payment Options” link at Myaccount.wilshireconsumer.com.

Please call the Customer Service number and speak with a Customer Service representative (800) 589-0290 or log into My Account.

You can call one of our friendly loan officers and they will provide an update on the status of your application.

Please call the Customer Service number and speak with a Customer Service representative (800) 589-0290 or log into My Account.

Please call the Customer Service number and speak with a Customer Service representative (800) 589-0290 or log into My Account.

You can use any one of these convenient payment options*:

AUTOMATIC E-PAYMENT: Automatic E-Payment Withdrawal is a free service offered by Wilshire Consumer Credit (“WCC”) where your regular monthly payment is electronically transferred from your checking account and credited to your WCC account. No more writing checks, buying stamps, or worrying about mail delays!

ONLINE: Go to MyAccount.WilshireConsumer.com to setup an online account.

PHONE: You may pay over the phone with a live representative using your Checking/Savings account, Debit, or ATM card. If you’d like to make a payment, please call (800) 589-0290.

MONEYGRAM:Company:

  • WCC (Wilshire Consumer Credit)
  • City: Los Angeles
  • Code = 3625

MAIL: Personal Checks and Money Orders can be sent to the address below. Please make sure to include your Name and Account number

Regular Mail

  • Wilshire Consumer Credit
  • PO BOX 849083
  • Los Angeles, CA 90084

Overnight Mail

  • Wilshire Consumer Credit
  • ATTN: LBX #79083
  • 3440 Flair Drive
  • El Monte, CA 91731

 *  Please note that a third party processing fee may apply depending on the type of payment you are making, and that a processing fee may not be assessed in some states.  For more information on payment options and the processing fees that may apply, please visit the “Payment Options” link at Myaccount.wilshireconsumer.com.

Please call the Customer Service number and speak with a Customer Service representative (800) 589-0290 or log into My Account.

You can call one of our friendly loan officers and they will provide an update on the status of your application.

Please call the Customer Service number and speak with a Customer Service representative (800) 589-0290 or log into My Account.