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Explore the Potential of Your Car in Indiana

Indiana Title Loans

Unlock the financial potential of your vehicle right here in Indiana, with LoanCenter. By using your vehicle as a type of collateral, we can help you secure the loan you need. The beauty of this process is that you don’t need to surrender your car keys to get the loan. As long as you maintain your monthly payments, you can continue using your vehicle. Plus, consistent on-time payments have the potential to boost your credit score.

Couple receiving car keys from a loan specialist

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Bloomington Carmel Evansville Fishers Fort Wayne Gary Greenwood Hammond
Indianapolis Kokomo Lafayette Muncie Noblesville South Bend Terre Haute

Car Title Loans: How do They Operate?

The beauty of car title loans is in their eligibility requirements. If you own a vehicle, have a steady source of income and can demonstrate your repayment ability, you could qualify for a car title loan.

Get Pre-Qualified
Car dealer and customer reviewing documents

The value of your vehicle acts as a determining factor in how much you can obtain as a loan.

Utilize your car as security for your loan

The benefits of this type of loan are that you still get to use your car, and it could improve your credit score!

Your vehicle can help you get the cash you need!

Understanding Car Title Loans

While most loan processes review your financial history, credit score, employment record, and existing debts to determine your creditworthiness, car title loans take a slightly different approach. Once approved, a car title loan allows you the freedom to use the loan for any purpose1. The loan amount largely depends on the value of your car, instead of your financial history.

Couple and loan specialist reviewing paperwork next to a vehicle

The LoanCenter Difference in Indiana

At LoanCenter, we understand that each borrower has a unique story, which is why we provide loans to individuals with varying credit standings. Here in Indiana, the benefits of a LoanCenter Title Loan include:

The use of your vehicle as collateral for the loan makes qualification easier.

Our application process is straightforward and quick, potentially getting you the money swiftly.

We offer competitive interest rates for car title loans, often lower than our Indiana counterparts.

At LoanCenter, we’re more than just a loan provider – we’re a reliable partner in times of need. Contact us today and discover how we can assist you.

Our Auto Loan Process

You may be eligible to borrow money against the equity in your car. With a car title loan, you can borrow cash by applying for a title loan. If you accept your loan offer, you will be approved for a title loan. Finding out how much you qualify for is fast, easy, and free! Find out how much you can borrow by submitting your loan application.

1

Get Pre-Qualified

Fill out the form or call us at (866) 553-3840

2

See Your Offers

Let one of our LoanCenter Loan Officers show you how much you qualify for.

3

Submit Docs

Submit all your documents and finalize your loan paperwork

4

Get Your Cash!

Receive your cash—it’s
really that easy!

Quick Tips to Speed Up Your Loan Process

Getting approved quickly is achievable by following these steps:

Submit accurate documentation regarding your vehicle.

Ensure you provide all the necessary documentation alongside your application.

Be prepared to provide proof of identity, vehicle title, and proof of income.

By providing these documents, we can expedite the process and determine the maximum loan amount you are eligible for. Our loan officers will reach out to you once we receive your information. You can also contact us through our toll-free number for any queries or assistance. If you are content with the loan amount you qualify for and wish to proceed with the car title loan, we will guide you through the rest of the paperwork. Call a LoanCenter representative today to find out what additional documents you may need to submit. Preparing these documents in advance can speed up your application process, helping secure your car title loan as quickly as possible.

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Frequently Asked Questions

Everything you need to know

Thousands of borrowers have used LoanCenter to compare real offers — here’s what they’re saying.

You must be at least 18 years old to take out a title loan in Indiana.

Yes, some lenders offer refinancing options for title loans.

The maximum amount will depend on the value of your vehicle and the specific lender’s policies.

Yes, many lenders offer title loans on motorcycles, RVs, and other vehicles, not just cars.

If your car is repossessed, the lender will sell it. If it sells for less than your outstanding loan balance, you may still owe the difference.0

This varies by lender, but title loans tend to have high-interest rates.

Yes, alternatives can include payday loans, personal loans, or borrowing from friends and family.

In most cases, no. You can only take out one title loan per vehicle.

Yes, some lenders will allow you to roll over your title loan for an additional fee.

It depends on the lender; some require proof of income, while others only require proof of ownership.

Yes, title loans in Indiana are regulated by state laws to protect borrowers.

Title loans in Indiana can often be obtained within a day or even a few hours.

If you can’t repay your title loan, the lender can repossess and sell your car.

Yes, typically, you can keep your car while repaying the title loan.

There are numerous title loan companies throughout Indiana, both physical and online.

Yes, title loans are often available to people with bad credit or no credit history.

The amount can vary based on the vehicle’s value and your ability to repay, anywhere from a few hundred to a few thousand dollars.

You must own your car, have a lien-free car title, and often need a regular income source.

Borrowers take out a loan based on the value of their car. The lender holds the car title until the loan is paid in full.

An Indiana title loan is a short-term loan where you use your car’s title as collateral.

Yes. You can have a co-signer on your car title loan. The co-signer will need to sign a credit application and provide identification, proof of residence, and proof of income. We keep all non-public personal data private and will not let the borrower see the co-signer’s data and vice versa.

The interest rates vary depending on the state of residency of the borrower, creditworthiness, collateral, and the terms agreed to. The annual interest rates vary between 34.99% and 157.99%. For a typical loan of $4,000 with an 80% annual percentage rate and a 24-month term, the monthly payment is $338.61, the total scheduled interest is $4,126.87, and the total of payments is $8,126.64. The interest on the loan may vary depending upon the timing of the payments made.

For Utah residents only please click here to see our Utah Fee Schedule.

For Missouri residents only please click here to see our Missouri Fee Schedule .

Absolutely! One of the benefits of a car title loan is that you can keep driving your car while the loan is outstanding.

Yes. We may offer a loan if you have lost or misplaced the vehicle’s title.

Yes. We can offer a loan if more than one name is on the vehicle’s title.

In general, the car needs to be worth more than the amount of money you borrow. It takes only a few minutes to find out how much you can borrow, and there is no charge and no obligation to find out.

The amount you are approved for will depend on several factors, including:

  • Your Car’s Value
  • State Laws
  • Your Income
  • Type of Vehicle

A car title loan is a personal loan that is secured by the borrower’s vehicle. The loan amount is based upon the vehicle’s value and the borrower’s ability to repay, making your credit score a less important factor. The borrower gets to keep driving the car while the loan is outstanding.