Ready to reduce your monthly payments?

LoanCenter is the place to go to when you want those high monthly auto loan payments reduced. We have helped thousands of people lower their monthly payments by refinance their current auto loan and we can help you as well. We believe that your financial stability should be based on more than just a credit score and we pride ourselves in helping all types of credit customers refinance their car loan. If you already have an auto loan and feel your APR is too high or you are paying too high of a monthly payment each month, refinancing your auto loan through LoanCenter may help you see the savings you desire. We can showcase different loan term options to refinance your auto loan without affecting your credit.

Find out if auto loan refinance is right for you today!

Why Refinance with LoanCenter?

When you refinance your auto loan with LoanCenter, you may be able to benefit from:

See offers in minutes

See offers in minutes

Competitive Rates

Competitive Rates

Potentially Lower Monthly Payments

Potentially Lower Monthly Payments

All Credit Types Accepted

All Credit Types Accepted

How Can I Refinance My Auto Loan with LoanCenter?

If you currently have an auto loan and feel your interest rate or monthly payment is through the roof then let one of our friendly Loan Officers help you refinance your auto loan today. Our auto loan refinance process is simple, by answering a couple of questions and providing basic information, we can show you how much you can save.

LoanCenter’s auto loan refi process:

  • Provide basic information in the widget above
  • Review refinance offers
  • Select your new loan terms
  • Start enjoying lower loan payments

Don’t wait any longer—refinancing your auto loan is the smart decision. Pay less by refinancing today!

Explore Savings

Benefits of Refinancing Your Auto Loan through LoanCenter

Here at LoanCenter, you are our number one priority. We will work to give you fast approvals. You will have trusted Loan Officers, with many years of experience getting you the best rate possible, so you can start saving today. LoanCenter is the way to go to refinance your auto loan.

How much can you save?

Calculate how much you may be able to save by refinancing your auto loan!

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Current Loan

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$
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Refinancing

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REFINANCING COULD SAVE YOU:

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Monthly Savings

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New Payment

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Total Interest Savings

FAQ

AUTO LOAN REFINANCE

Does it cost anything to refinance?

No hidden costs and no application fees. LoanCenter does not charge a fee for our services. Your loan will include the loan amount, any fees associated with the title transfer, and may include an origination fee charged by the lender.

What does it cost to refinance?

Your loan will include the loan amount, any fees associated with the title transfer, and may include an origination fee charged by the lender.

Will applying affect my credit score?

Explore your refinancing options without affecting your credit score. We use a “soft pull” to obtain your credit file, which does not impact your credit score. Only once you accept your LoanCenter offer and agree to finalize your application will we run a “hard pull”, which will affect your credit.

How soon after applying will I know if I my refinance application was approved?

You will receive a pre-qualification within seconds. Once approved, you’ll then be able to instantly review your loan choices and can move forward with finalizing your new LoanCenter loan.

TITLE LOAN REFINANCE

What are the restrictions on refinancing?

You must refinance the full payoff amount of your existing auto loan subject to our minimum loan amount of $2,510 and our maximum loan amount of $50,000, depending on the state. We do not offer cash-back refinancing or lease buyouts.

What happens after my auto refinance loan has been approved?

You will receive a Welcome Package in 10-15 days from the closing of your loan.

How do I check the status of my auto loan application?

You can call one of our friendly loan officers and they will provide an update on the status of your application.

For more questions and answers, head to our Frequently Asked Questions page.

What to know more?

Here are some of the articles we’ve written to make things a little easier to understand.

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