Superior Speed
Once you qualify for a title loan, it’s very fast and easy to get your loan amount. In fact, many of our borrowers actually get their loan funds on the very same day that they get approved for them. We know that many of our borrowers are in a hurry, so we don’t play around when it comes to getting you your money.
Also, we’re proud to say that we’re a much quicker option than other types of lenders. With bank lenders or other more standard lenders, for example, you can expect a lengthy, drawn-out application process, followed by a long waiting period to decide if you’re approved. If you’re not, then you’ve wasted a lot of time for nothing. And, if you are, you can expect to wait longer for your loan money to be deposited to your account and then even longer for it to clear.
Most people who are trying to borrow money don’t have that kind of time to wait. If you need financing now, a title loan is the way to go, even if you can obtain another kind of loan.
Bad Credit is No Problem
While bank loans and other more standard forms of lending require you to have a great credit score, that’s not the case with title loans. We do ask to see your credit, but it’s not the main determining factor in whether or not you get a loan. Actually, the main reason we look at your credit is to try and come up with the best interest rate and loan terms to meet your specific needs and situation.
Since our loans are based on collateral, we don’t force you to have amazing credit the way that other lenders do. Instead, we just look mainly at the value within your automobile. So, the more your car is worth, the more money you can typically borrow. This fact empowers you to have a great amount of control over the loan process.
If you have a few vehicles, for example, and you know you want to borrow a larger amount, you could use the newest or most expensive vehicle title as collateral. On the other hand, if you just need to borrow a little money to get you through, an older vehicle will work as well.
Of course, with that said, you are never pressured to borrow the full amount for which you are eligible. You can borrow less than you are offered in most cases, which gives you the ability to better control your loan and to make smart decisions from a financial standpoint.
What can the loan money be used for?
You do not have to provide us with a reason why you need the loan or tell us what you plan to do with it
What do you need to qualify for a car title loan?
To be considered eligible, you’ll need a lien-free vehicle title in your name and a demonstrable source of income.
What do I do from here?
You can begin by completing our handy online form, giving us a call, or coming in to your closest office.
Get in Touch with Us Today!
